Navicare

NaviCare was an AI-powered mobile platform designed to help family caregivers navigate the complex, time-consuming process of managing a loved one’s health. The app centralizes medical records from multiple EMR platforms, enables caregivers to document incidents and health changes, and leverages AI to suggest personalized questions for doctor visits. 

As CFO and co-founder, I was responsible for the full financial architecture of the business. I built the company’s 5-year financial model from the ground up, including monthly and quarterly income statements, balance sheets, and cash flow statements. I developed the break-even analysis, capital expenditure schedule, and staffing plan, determining that NaviCare would reach cash flow positivity in Year 2 and break even in Q3 of Year 2. I structured the investor funding schedule, offering 8.25% equity for $425K at a pre-money valuation of ~$4.7M, projecting a 52% IRR and 7.32x return on investment for investors by Year 5. I also conducted a full Discounted Cash Flow analysis, sizing our TAM at $12.7B, SAM at $264M, and SOM at $104M, and tracked key financial metrics including gross margin, EBITDA margin, return on equity, and liquidity ratios benchmarked against the home health care services industry.